1550 S Dixie Highway
Coral Gables, FL 33146
T 305 669 9109
F 305 669 9297
kettlerfinancial@glic.com
Enhancing the quality of life of our clients and their families from generation to generation

Founded by Fred Kettler in 1992, Kettler Financial Services is a well respected, full-service independent insurance and financial services firm serving South Florida businesses and the community. KFS is a trusted advisor specializing in Personal Retirement & Income Planning Strategies and Employee Benefits.

Personal Protection & Retirement Planning Strategies
  • Life Insurance
  • Disability Income Protection
  • Long-Term Care
  • Tax-Deferred Annuities
  • Mutual Funds
  • Individual Retirement Accounts (IRA, Roth IRA, SEP)
Employee Benefits
  • Medical
  • Dental
  • Life
  • Disability
  • 401(K) Plans
Fred Kettler

Fred Kettler has over 23-years of industry
experience providing insurance based
financial planning, as well as employee
benefits to businesses. A native New
Yorker, Fred’s first five years in financial
services, as both Agent and Sales Manager,
began in 1987 in Santa Monica, CA.
Expanding his practice upon moving
to South Florida in 1992, Fred formed
Kettler Financial Services, a full service
independent life and health agency and
leading provider of both personal financial
security planning for individuals, as well
as employee benefits for companies.

Motivated to better organize the financial
lives of his clients, Fred decided to join
The Guardian Life Insurance Company
of America, New York, N.Y. Fred Kettler is an
authorized user of The Living Balance Sheet®,
an electronic wealth organizational platform
that provides a wide-angle view of your
financial picture, when coupled with his
professional experience, will allow you to
make well-informed personal and business
decisions and take appropriate actions to
achieve your desired results.
www.livingbalancesheet.com/lbs/kt

The Living Balance Sheet ® and The Living Balance Sheet ®
Logo are registered service marks of The Guardian Life
Insurance Company of America (Guardian), New York, NY.
The graphics and text used herein are the exclusive
property of Guardian and protected by U.S. and
International copyright laws.
© Copyright 2005-2010, The Guardian Life Company
of America

Registered Representative of Park Avenue Securities LLC
(PAS), 7 Hanover Square, New York, NY 10004. Securities
products and services offered through PAS, (888)600-4666.
Financial Representative, The Guardian Life Insurance
Company of America (Guardian), New York, N.Y. PAS is
an indirect, wholly owned subsidiary of Guardian. Kettler
Financial Services is not an affiliate or subsidiary of PAS
or Guardian.

PAS is a member FINRA, SIPC.
www.finra.org