• Home
  • About Us
    • What We Do
    • About Fred Kettler
  • Financial Solutions
    • The Planning Process
      • Financial Planning
      • Retirement Planning
      • Financial Engineering
      • Annuities
      • 401(k) Plans
      • Wealth Protection
      • The Retirement Savings & Income Dilemma
    • Life Insurance
      • Term Life Insurance
      • Whole Life Insurance
      • Impaired Risk
    • Disability Insurance
      • Comparing Disability Policies
      • Is 60% really 60%?
  • Blog
    • The American Dream 2017 & Beyond…
    • After Love Income Is Everything!
    • Cash-Flow is Everything (now and forever)
    • Financial Engineering
    • 10% Minimum Savings Rule to Financial Freedom (15% is better/20% is ideal)
    • Term Life Insurance
Kettler Financial Planning Services
  • Home
  • About Us
    • What We Do
    • About Fred Kettler
  • Financial Solutions
    • The Planning Process
      • Financial Planning
      • Retirement Planning
      • Financial Engineering
      • Annuities
      • 401(k) Plans
      • Wealth Protection
      • The Retirement Savings & Income Dilemma
    • Life Insurance
      • Term Life Insurance
      • Whole Life Insurance
      • Impaired Risk
    • Disability Insurance
      • Comparing Disability Policies
      • Is 60% really 60%?
  • Blog
    • The American Dream 2017 & Beyond…
    • After Love Income Is Everything!
    • Cash-Flow is Everything (now and forever)
    • Financial Engineering
    • 10% Minimum Savings Rule to Financial Freedom (15% is better/20% is ideal)
    • Term Life Insurance
305-669-9109
CALL
Kettler Financial Planning Services
MENU

Financial Planning

  1. DETERMINE CURRENT FINANCIAL SITUATION: We go through an in-depth discovery process to learn and understand who you are and what’s important to you, both right now and long-term. Initially, we will clarify our financial planning process and define each of our responsibilities.  Along with compensation, we’ll discuss how long our professional relationship will last and how we assist in the decision-making process.
  2. DEVELOP YOUR FINANCIAL GOALS.  We will discuss your existing financial situation and review current documents. Together, we will go over your personal and financial goals, including timeframes.  Our goal is to get you from good to great. You may also want to discuss your comfort level when it comes to taking financial risks. We use protection-first strategies that help you WIN by NOT LOSING. These strategies maximize your actual overall Return On Investment by minimizing risk and also by transferring it whenever possible.
  3. IDENTIFY ALTERNATIVE COURSES OF ACTION.  We will consider all aspects of your overall situation to determine what you need to do to meet your goals.  Depending on what services you’ve asked for, we will analyze your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.
  4. EVALUATE ALTERNATIVES.  We will go over your current plan, and a financial projection of your current path. We will then share our personalized recommendations, and provide complete clarity around the rationale behind them so you can make informed decisions, and we will listen and discuss any thoughts, comments, or concerns you may have.
  5. CREATE AND IMPLEMENT ACTION PLAN.  We collectively decide on the appropriate mix of financial tools & instruments (structure) to create optimum financial balance and implement the strategy.  We carry out the recommendations and also serve as your coach, coordinating the process with you and your other professionals, like attorneys or stockbrokers.
  6. REVIEW AND UPDATE PLAN .  As we work toward realizing your goals, we will be observing and reviewing your progress to make sure you’re staying on track. You will have gained new insight and a different perspective that would only add value from learning and understanding.
Ready to plan your future?

Get your questions squared away

LinkedIn

Copyright © 2023 - Kettler Financial
5901 SW 74th Street Miami, FL 33143
Phone: 305-669-9109

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 14021 Metropolis Ave., Fort Myers, FL 33912. 239-561-2900. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Kettler Financial is not an affiliate or subsidiary of PAS or Guardian. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Disclosures | Privacy | Terms of use

2023-150684 Exp 2/25