<span class="vcard">Fred Kettler</span>

• The American Dream 2017 & Beyond…
• After Love Income is Everything!
• Begin with the end in mind…
• The danger of complacency around money and planning
• Cash-Flow is Everything (now and forever)
• 10% Minimum Savings Rule to Financial Freedom (15% is better/20% is ideal)
• Financial Engineering
• Term Life Insurance